IKV Finanz
DeutschHrvatskiEnglish
Home›Personal insurance›Private health insurance (PKV)›Private health insurance for employees

Personal insurance · Health

Private health insurance for employees

Check eligibility before comparing benefits.

What is it about?

Employees generally need regular annual earnings above the applicable statutory insurance threshold to switch to private health insurance. Individual insurance status must be confirmed.

Who is it for?

For employees considering a switch or reviewing existing private cover.

What we look at together

  • Eligibility and employer contributions
  • Family cover and long-term premiums
  • Benefits, excess and sick pay

What helps for our first conversation?

  • Employment and insurance status
  • Income overview
  • Existing policy or quote

Your topic is enough for a first message. We agree on a suitable way to exchange personal documents or medical details later.

LET US START WITH A CONVERSATION

Have a question?
I am here to help.

Tell me what matters to you. A few sentences are enough to get started.

CALL ME+49 176 83483053 EMAIL MEinfo@ikv-finanz.de MESSAGE ON WHATSAPPOpen chat

Ivan Krolo · IKV Finanz
Zugspitzstr. 4 · 82327 Tutzing · Germany

What would you like to discuss?

Send me your enquiry directly. I will respond using your preferred contact method.

Please do not include medical details, bank account numbers or personal documents in your first enquiry.

Your details are used to handle your enquiry.

WhatsApp

IKV Finanz · Ivan Krolo
Ivan Krolo · Insurance broker
Zugspitzstr. 4, 82327 Tutzing, Germany
+49 176 83483053
info@ikv-finanz.de

Insurance broker authorised under section 34d(1) of the German Trade Regulation Act (GewO). Registration number: D-X0JO-G7PO4-93.

Competent authority: IHK für München und Oberbayern, Max-Joseph-Str. 2, 80333 Munich. You can check the registration in the intermediary register

Further information about the broker, professional rules and complaints procedures is available in the official legal notice and the Broker disclosure.

Your privacy

The needs questionnaire runs in your browser. When you submit the contact form directly, your name, contact details, preferred contact method, topic and message are processed through Formspree and forwarded to IKV Finanz. Enquiries are not kept in this website’s storage. Please do not send medical details, account numbers or personal documents through the form.

We use Formspree to transmit the contact form. That provider may also process and store technical data and form submissions, including in the United States. For more information, please see Formspree’s privacy policy. Formspree

The website code does not include analytics tools, marketing cookies or external fonts. The hosting provider may process technical data, such as IP addresses and sign-in information, to deliver the site and control access.

When you open an email app or an external link, the respective provider’s rules also apply. We use your email to respond to your enquiry and arrange the next steps.

For questions about the processing of your data, contact Ivan Krolo, Zugspitzstr. 4, 82327 Tutzing, at info@ikv-finanz.de. Under applicable data protection law, you may request access, correction or deletion of your data.